Quick Assets - Assets that are quickly convertible into cash. Monthly Statement: An account statement that contains a detailed list of transactions that have taken place in a month, along with the service charges. It is usually mailed, or sent by electronic mail, to the customers every month. The unique number assigned by a creditor to identify your account with them. Experian removes several digits of each account number on the credit report as a fraud prevention measure.
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Item-specific Statement: A term used to refer to the statement or explanation offered by the consumer to a particular public record item or account in his or her credit report. The consumer can add only one item-specific statement per item. It is also known as a 'consumer statement' and is among the important credit report terms. Provides insurance if your auto needs to be towed or requires roadside assistance. This date, found on your declarations page, indicates when your policy coverage runs out. Your renewal policy will start on this date.
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Underwriting Expense Ratio - This represents the percentage of a company's net premiums written that went toward underwriting expenses, such as commissions to agents and brokers, state and municipal taxes, salaries, employee benefits and other operating costs. The ratio is computed by dividing underwriting expenses by net premiums written. The ratio is computed by dividing underwriting expenses by net premiums written. A company with an underwriting expense ratio of 31.3% is spending more than 31 cents of every dollar of net premiums written to pay underwriting costs. It should be noted that different lines of business have intrinsically differing expense ratios. For example, boiler and machinery insurance, which requires a corps of skilled inspectors, is a high expense ratio line. On the other hand, expense ratios are usually low on group health insurance. One of the three national credit reporting agencies, with U.S. headquarters in Costa Mesa, CA. The other two are Equifax and TransUnion. Liability coverage. Insurance protection that pays for claims or judgments brought against the insured. |
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