Elimination Period - The time which must pass after filing a claim before policyholder can collect insurance benefits. Also known as "waiting period." Primary Insurance Personal Line of Credit: It is the maximum amount which can be borrowed by a consumer. It is based on the income level and the credit history of the consumer.
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High Risk: The customers with a history of delinquencies, bankruptcies, charge-offs, are often categorized as high risk customers, which indicates that they are not responsible or trustworthy debtors. DEDUCTIBLE Risk Scoring Models: Statistical models with complicated formulas, that are used for measuring the risk involved with loans or debt. In other words, they evaluate the creditworthiness of the individuals or businesses, on the basis of their credit history.
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Past Due: Payments not made on due date. Lien A legal hold or claim of one person on the property of another as security for a debt or charge. The right given by law to satisfy debt. (A lien must be paid and released). Adverse Carrier |
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